Calculator 9 of 12
Your Home Loan Calculator
Break down your mortgage: monthly payment, total cost, and how much goes to interest.
Serrari provides educational tools — we are not financial advisors. Results are estimates based on the inputs you provide.
Calculator 09
Home Loan Calculator
How much will my mortgage cost me per month — and how much goes to interest?
Amt
Amt
= 20.0% of home price
Typical Kenyan mortgage rate is 12–15%
Monthly payment
Loan amount
Total cost of loan
Total interest paid
Loan-to-value ratio
80.0%
How your payments work
Principal (loan payoff) — 34%
Interest paid to bank — 66%
In your first year, the majority of each payment goes to interest. By mid-loan, the balance shifts toward paying off the principal.
In plain English
Serrari is an independent data tracker, not a fund manager or financial advisor.
Calculator results are estimates for educational purposes. Actual returns depend on market conditions, fees, and other factors. Always do your own research before investing.
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