Welcome to the Serrari Future Value Lump Sum Calculator

Want to see how much your single investment will grow over time? Our Future Value Lump Sum Calculator helps you find out the total value of one lump sum investment after earning interest for a certain period. It’s perfect for understanding how savings, deposits, or long-term investments grow with time.

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How It Works

The calculator uses the future value formula:
FV = P × (1 + r/n)^(n × t)

Where:

• FV = Future Value (the total amount your investment will grow to)
  
• P = Investment Amount (the amount you invest today)
  
• r = Annual Interest Rate (in decimal form)
  
• n = Number of compounding periods per year
  
• t = Investment Period (in years)

Compound interest means your money earns interest on both your original investment and on the interest it has already earned — helping your savings grow faster.

Example

If you invest KES 100,000 at an annual interest rate of 10% for 5 years, compounded annually:

FV = 100,000 × (1 + 0.10/1)^(1 × 5)
FV = 100,000 × (1.10)^5
FV = KES 161,051

That means your interest earned is KES 61,051, and your total return is 61.05%.

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Parameters Explained

• Investment Amount: The one-time amount of money you invest at the start.
• Annual Interest Rate (%): The yearly rate your investment earns.
• Investment Period: How long your money will be invested, in years.
• Compounding Frequency: How often the interest is added to your balance.
  Choose from daily, monthly, quarterly, semi-annually, or annually.

Results Explained

• Initial Investment: The amount of money you invested at the start.
  
• Future Value: The total amount your investment will grow to by the end of the period.
  
• Interest Earned: The total interest gained over time.
  
• Total Return: The overall growth of your investment in currency or percentage.
  
• Annual Growth Rate: The average rate at which your money grows each year.
  
• Effective Annual Rate (EAR): The real annual return after accounting for compounding.

Try It Out

Enter your investment details and click Calculate to see how much your lump sum can grow.
The Serrari Future Value Lump Sum Calculator makes it easy to visualize the power of compound interest and plan your investments with confidence.

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